Abu Dhabi Police gives drivers 35% off traffic fines paid within 60 days of the violation, or 25% off if paid within one year, under the “Pay Early, Gain Surely” scheme.
Serious offences — reckless driving, driving under the influence, and jumping a red light — are excluded from both tiers. Fines that carry black points can also be locked as “non-payable” until those points are transferred from your vehicle to your licence.
What Are Black Points, and How Many Can You Have?
Black points are added to your driving record every time you commit a violation Abu Dhabi Police classifies as serious enough to log, separately from the monetary fine. They stay on your record for one year from the violation date and drop off automatically if you stay clean for that year.
Reach 24 black points and your licence is suspended — three months for a first occurrence, one year if it happens a second time, and permanent revocation (pending a retest) on a third. Some violations, including several of the high-point ones in the table below, are flagged as non-payable online the moment they’re logged.
You can’t just pay these away on EVG or TAMM until the points are transferred from the vehicle to your driving licence — traditionally done in person at a police station, though TAMM’s app now handles part of this transfer, reducing (but not always eliminating) the need for a visit.
Abu Dhabi Traffic Fines and Black Points Table (2026)
Here are the fines and black points for the violations drivers ask about most:
| Violation | Fine | Black Points |
|---|---|---|
| Not exceeding speed limit by more than 20 km/h | AED 300 | 0 |
| Exceeding speed limit by 20–40 km/h | AED 600–700 | 0 |
| Exceeding speed limit by 40–50 km/h | AED 1,000 | 0 |
| Exceeding speed limit by 50–60 km/h | AED 1,500 | 6 |
| Exceeding speed limit by 60–80 km/h | AED 2,000 | 12 |
| Exceeding speed limit by more than 80 km/h | AED 3,000 | 23 |
| Using a mobile phone while driving | AED 800 | 4 |
| Parking in a fire hydrant or people-of-determination space | AED 1,000 | 6 |
| Reckless driving that endangers others’ lives | AED 2,000 | 23 |
These fines sit under Federal Decree-Law No. 14 of 2024 on Traffic Regulation, the current federal law governing UAE traffic violations, penalties, and black points.
The 60-Day Discount: 35% Off
Pay your fine within 60 days of the violation date and Abu Dhabi Police cuts 35% off the amount due, under the standing “Pay Early, Gain Surely” campaign. Serious violations — reckless driving, driving under the influence, and jumping a red light — are excluded regardless of when you pay.
The 1-Year Discount: 25% Off
Miss the 60-day window and you can still get 25% off by paying within one year of the violation date. The same serious-violation exclusions apply here too.
You may see a “50% discount” mentioned online or on social media — Abu Dhabi Police has publicly denied this rumor. There is no standing 50% scheme; 35% and 25% are the real, current figures.
How to Pay an Abu Dhabi Traffic Fine in Installments
If you can’t pay a fine all at once, there are two different ways to spread the cost — one run through your bank with no added interest, and a newer third-party option that does add fees.
Official Installment Plan (Through Your Bank)
Abu Dhabi’s Integrated Transport Centre runs a 0%-interest instalment service for eligible fines, over 3, 6, 9, or 12 months. You pay the fine by credit card at a TAMM service centre or Customer Happiness Centre first, then contact your bank to set up the instalment schedule.
Banks confirmed as participating include Abu Dhabi Commercial Bank (ADCB), First Abu Dhabi Bank (FAB), Abu Dhabi Islamic Bank (ADIB), Emirates Islamic Bank, and Mashreq. Eligibility is based on the fine amount, not a fixed deadline after the violation — confirm current terms with your own bank.
Third-Party Option: Paying via Tabby or Tamara
Since 2025, third-party services like Harf Typing and Documents Clearing let you split a fine into 4, 6, 8, or 12 monthly instalments using Tabby or Tamara (buy-now-pay-later providers), then pay the full fine to Abu Dhabi Police on your behalf once your first instalment clears.
This is not a government service, and it isn’t free: on a sample AED 1,500 fine, added service and payment-gateway fees brought the total to roughly AED 1,673 — about 11% more than the fine itself. Weigh this against the official bank plan above, which typically carries no interest.
Channels to Check and Pay Your Fine
You can check and settle an Abu Dhabi traffic fine — with the applicable discount applied automatically at checkout — through any of these:
- Abu Dhabi Police smart app (App Store | Google Play)
- TAMM app and website
- Emirates Vehicle Gate (evg.ae) — also covers fines from the Northern Emirates if you drive outside Abu Dhabi
- MOI UAE app via UAE Pass (App Store | Google Play)
- Digital kiosks and Customer Happiness Centres
For full step-by-step instructions, see our guide to paying your Abu Dhabi traffic fine online. To look up your current fines and black points first, see how to check your Abu Dhabi traffic fines online.
Drivers who also cover the Northern Emirates should see our Emirates Vehicle Gate (EVG) guide, since EVG doesn’t show Dubai-issued fines at all.
How to Reduce Your Black Points
A few genuine ways to bring your black-points count down:
- Let them expire naturally — black points drop off your record after one year with no new violations.
- Take Abu Dhabi Police’s Traffic Black Points Reduction Program — an educational course/lecture-based program that lets eligible drivers under the 24-point threshold reduce their count. Contact Abu Dhabi Police or check TAMM for current enrolment.
- Transfer points via TAMM when a violation was actually committed by someone else driving your vehicle, so the points sit on the right person’s licence.
- Enroll in a safe-driving course where offered, which can support a point reduction alongside the official program above.
A discount on the fine amount and a reduction in black points are two separate things — paying early under “Pay Early, Gain Surely” only reduces what you owe, not your points balance.
How to Contact Abu Dhabi Police About a Fine
| Emergency | 999 |
| Abu Dhabi Police Call Centre | 800 3333 |
| General enquiries email | [email protected] |
| EVG payment/inquiry helpline | 600 588 888 |
For fine-specific questions, it’s faster to use the in-app chat/support inside the Abu Dhabi Police app or TAMM, since that routes you to the traffic services team directly rather than the general call centre.
FAQs
Is there really a 50% discount on Abu Dhabi traffic fines?
No. Abu Dhabi Police has publicly denied this claim, which circulates periodically online and on social media. The confirmed, standing discounts are 35% for payment within 60 days and 25% for payment within one year.
How many black points before I lose my license in Abu Dhabi?
24 black points triggers a suspension — three months the first time, one year if it happens again, and revocation (pending a retest) on a third occurrence. Points themselves expire after one year if you have no new violations.
Do the 35% and 25% discounts apply to black-point violations?
Only if the violation isn’t one of the serious, excluded categories (reckless driving, DUI, red-light jumping) and isn’t currently locked as non-payable pending a points transfer. Most standard black-point violations, like speeding brackets that carry points, still qualify for the discount.
Which law governs UAE traffic fines and black points?
Federal Decree-Law No. 14 of 2024 on Traffic Regulation is the current federal law behind UAE traffic violations, fines, and the black points system.
How do I pay an Abu Dhabi traffic fine in installments?
Pay the fine by credit card at a TAMM service centre or Customer Happiness Centre, then contact your bank (ADCB, FAB, ADIB, Emirates Islamic, or Mashreq currently participate) to arrange a 0%-interest instalment plan over 3, 6, 9, or 12 months. A separate third-party option via Tabby or Tamara exists too, but it adds real fees.
